Paying bills online for FREE

Do you still buy stamps at the post office? Do you still have envelopes? I can't remember the last time I mailed anything out to be honest, unless it was something I sold on eBay. But in terms of bills, I always pay them online. Even better, I have automatic payments so I don't even have to worry about them. Paying bills online saves you time and money. It's because you don't have to worry about getting the bills out on time (and you don't incur late charges), you don't have to worry about if you have enough postage. You are also saving the environment by being green too. You save trees if you opt for email only billing.

I can't think of a con when it comes to paying bills online. The alternative is to pay all your bills on the exact due date, or after a few days of the due date, and at a check-cashing place or liquor store? I think this is just a waste of time and more money. Sure, sometimes you can't get those bills out on time. You should always reserve enough money for your bills; nothing is more important than paying on time and in a timely manner. You have to realize that the more you put off bill payments, the richer the company is getting--of of your expense. You have to stop the cycle and realize you're just throwing money away to them. Keep up to date on your bills, and stay on top of them. This will insure you live a stress free life of worry about your finances.

Also, while we're on the topic of bill keeping, also take some time from this to weed out any unnecessary expenses or bills you would rather not have to pay. For example, you don't watch HBO anymore, so stop paying for that. You really could save on electricity if you bought a fan instead of using the A/C all day. Just the little things add up to a lot.